Access ID:

Personal Services

Checking Services

Alicia ParrettTired of checking accounts that nickel-and-dime you for every little thing? Some banks even charge for sending you a monthly checking statement.

At Walpole Co-operative Bank we don’t charge for monthly statements, debit cards and online banking. Plus, you enjoy the kind of personal service you can’t put a price on.

Click here to check out our account fees.

Click here for our deposit account rates.

We have a checking option that's right for everyone.

Our accounts are designed to meet the needs of a wide range of customers. Whether you are a high range depositor, a student off to college, a senior, or anywhere in between, we have an account for you.

Ideal Checking

Requires a maintenance of $5000 minimum balance in any depository account (or combination of accounts) to avoid charges.

  • Earns at a variable rate of interest
  • Unlimited check-writing
  • No monthly fees
  • Free basic checks
  • Free Bank checks
  • Overdraft protection (from other personal account)
  • Free unlimited ATM transactions*

High Rate Checking

Requires a minimum balance of $2500 to avoid charges.

  • Tiers earn at a variable rate of interest
  • Free unlimited ATM transactions*
  • Free Basic Checks

Regular NOW Checking

Requires a minimum balance of $500 to avoid charges.

  • Earns at a variable rate of interest
  • Free ATM transactions at WCB ATMs
  • 6 free ATM transactions at non-WCB owned ATMs
  • Charges apply in excess of 6 ATM transactions

Senior NOW Checking (62 or older)

  • No minimum balance requirement
  • Earns at a variable rate of interest
  • Free unlimited ATM transactions
  • Free basic checks
  • No service or transaction charges

Basic Checking I

  • No minimum balance requirement
  • Non- interest bearing account
  • Monthly charge applies
  • 6 free ATM transactions per statement cycle at non-WCB owned ATMs
  • Charges apply in excess of 6 ATM transactions

Basic Checking II

  • No minimum balance requirement
  • Non-interest bearing account
  • Monthly charges apply
  • 6 free ATM transactions per statement cycle at non-WCB owned ATMs
  • Charges apply in excess of 6 ATM transactions

*Please note: We are not responsible for ATM “surcharges” that may be imposed by other financial institutions or ATM owners.

Your Deposits are Insured in Full.

At Walpole Co-operative Bank, every deposit is insured in full. Each depositor is insured to at least $250,000.00 by The Federal Deposit Insurance Corporation (FDIC). All deposits over and above this amount are covered by the Share Insurance Fund (SIF), established by the legislature in 1934 to protect deposits in Massachusetts-chartered co-operative banks. There are no maximum account limitations or amount limitations.

For more information about our products or services, please use our information request form or give us a call at (508) 668-1080.