Many of our accounts include:
Savings Choices
- Statement Savings Account
Keep track of your savings with a monthly statement detailing your account activity and earnings.
- Passbook Savings Account
Perfect for those who prefer an ongoing record of all their deposits, withdrawals and interest earnings. Please keep in mind, we do require you to present your passbook for all transactions.
- Personal Money Market Account
Make your money work harder with our Personal Money Market Account. The more you save, the higher your rate.
- Certificates of Deposit (CDs)
Earn a guaranteed rate over a fixed period of time, regardless of what happens in the financial markets. Certificate of deposits are available for a few months or a few years.
- Individual Retirement Accounts (IRAs)
We make saving for retirement easy. Whether you choose a Traditional account or Roth IRA, there is no annual fee and the earnings are guaranteed.
| Account Options | Statement Savings Account | Passbook Savings Account | Personal Money Market | Certificates of Deposit | Individual Retirement Accounts |
|---|
Compare Savings Accounts
|
Fees
|
|
Minimum Daily Balance
|
N/A
|
N/A
|
Yes
|
N/A
|
N/A
|
|
Monthly Maintenance
|
N/A
|
N/A
|
Yes
|
N/A
|
N/A
|
|
Fees Waived with Minimum Daily Balance
|
N/A
|
N/A
|
Yes
|
N/A
|
N/A
|
|
Features
|
|
Interest Bearing
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
ATM Card
|
Yes
|
N/A
|
Yes
|
N/A
|
N/A
|
|
Includes six (6) transactions at non-Walpole Co‑operative Bank ATMs. Fees apply for additional transactions.*
|
Yes
|
N/A
|
Yes
|
N/A
|
N/A
|
|
Account Management Tools
|
|
Online Banking
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
|
Mobile Banking
|
Yes
|
N/A
|
Yes
|
Yes
|
Yes
|
|
Mobile Deposit
|
Yes
|
N/A
|
Yes
|
N/A
|
N/A
|
|
eStatements
|
Yes
|
N/A
|
Yes
|
N/A
|
N/A
|
|
A2A Transfers
|
Yes
|
N/A
|
Yes
|
N/A
|
N/A
|
*Please note: We are not responsible for ATM “surcharges” that may be imposed by other financial institutions or ATM owners.
Your Deposits are Insured in Full.
At Walpole Co-operative Bank, every deposit is insured in full. Each depositor is insured to at least $250,000.00 by The Federal Deposit Insurance Corporation (FDIC). All deposits over and above this amount are covered by the Depositors Insurance Fund (DIF), established by the legislature in 1934 to protect deposits in Massachusetts-chartered co-operative banks. There are no maximum account limitations or amount limitations.
|
