Community Lending Programs

We have partnered with the local entities to provide neighbors access to programs to help them open the door to home ownership.

We make it easy to

Work with a local team

Purchase your first home

Discover community programs

Community programs for individuals

Federal Home Loan Bank Programs

Walpole Co-operative Bank has partnered with the Federal Home Loan Bank of Boston to provide neighbors with access to homeownership assistance programs. All programs are available on a first-come, first-serve basis, and grant recipients must also attend a homebuyer education/counseling program.

Housing Our Workforce (HOW)
Grants that provide two-to-one matches to eligible homebuyers earning more than 80% and up to 120% of the area’s median income.
Equity Builder Program (EBP)
Grants available to eligible homebuyers with incomes up to 80% of the Department of Housing and Urban Development (HUD) area median income based on property location.
Lift Up Homeownership Program (LUH)
A pilot homeownership assistance program that provides financial assistance to Black, American Indian or Alaska Native, Hispanic, Asian, and Native Hawaiian or Pacific Islander first-time homebuyers making up to 120% of the area median income.
The Lift Up Homeownership Program is classified as a Special Purpose Credit Program under federal law.

Home Possible Program

Walpole Co-operative Bank has partnered with Freddie Mac to offer their Home Possible Program.^® Eligible borrowers must participate in a homebuyer education/counseling program and include:

Borrowers looking for a low down payment solution.
Very low-to low-income buyers.
First-time buyers, move-up borrowers, and retirees.

Visit the Home Possible® Income and Property Eligibility Tool to learn if you are eligible.

Get Pre-Approved

By getting pre-approved you can shop for a home knowing exactly your budget.

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