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PERSONAL
BUSINESS
FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Depositors Insurance Fund (DIF) insures all deposit amounts over FDIC limit

Current Rates

Return to Rates
Rates accurate as of April 18, 2025

CD Specials - Personal or Business

TermInterest RateAnnual Percentage
Yield (APY)**		Interest
Rate Tier		Minimum Balance
to Open Accounts		Minimum Balance
to Earn APY
7 Month Certificate4.169%4.25%N/A$2,500$0.01
15 Month Certificate3.928%4.00%N/A$1,000$0.01
**Annual Percentage Yield (APY) subject to change without notice. APY assumes interest remains on deposit for one year. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis. No brokered CDs, institutional, or out-of-market deposits.

CDs and IRAs - Personal or Business​

TermInterest RateAnnual Percentage
Yield (APY)*		Interest
Rate Tier		Minimum Balance
to Open Accounts		Minimum Balance
to Earn APY
3 Month Certificate0.946%0.95%N/A$2,500$0.01
6 Month Certificate1.045%1.05%N/A$2,500$0.01
10 Month Certificate4.169%4.25%N/A$2,500$0.01
1 Year Certificate4.169%4.25%N/A$1,000$0.01
18 Month Certificate3.687%3.75%N/A$1,000$0.01
20 Month Certificate1.687%1.70%N/A$1,000$0.01
2 Year Certificate2.716%2.75%N/A$1,000$0.01
2 Year Step Up Certificate +2.716%2.75%N/A$1,000$0.01
36 Month Step Up Certificate +2.325%2.35%N/A$1,000$0.01
30 Month Certificate1.982%2.00%N/A$1,000$0.01
3 Year Certificate2.325%2.35%N/A$1,000$0.01
4 Year Certificate2.374%2.40%N/A$1,000$0.01
5 Year Certificate2.423%2.45%N/A$1,000$0.01
Variable Rate IRA(1)0.30%0.30%$50,000 and over$20.00$0.01
0.25%0.25%$20,000-$49,999.99
0.20%0.20%$10,000-$19,999.99
0.15%0.15%$.01-$9,999.99
*Annual Percentage Yield (APY) subject to change without notice. APY assumes interest remains on deposit for one year. A penalty will be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Interest is computed daily and compounded on a monthly basis. No brokered CDs, institutional, or out-of-market deposits.

+“Step-up” feature. You have the one-time option to change the rate on your account for the remainder of its original term to the current rate. The current rate is defined as the rate being offered by the bank (at the time you exercise your option) on the CDs with the same term as the original term of your account. If you renew your account, you may retain the “step-up” option for the renewed account, only if the “step-up” feature is being offered on that particular term account at the time of renewal. At maturity, your account will be automatically renewed as a Step-Up CD unless you instruct us otherwise.

(1) Variable Interest – Your rate and annual percentage yield may change after account is open. At our discretion, we may change the rate for your account at any time. There are no maximum or minimum limitations to the amount that this rate may change.

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982 Main Street
Walpole, MA 02081-2828
(508) 668-1080

Telephone Banking
(508) 660-6500 (local)
(888) 660-2667

Routing Number
211373063

Equal Housing Lender

Member FDIC
Member DIF
NMLS# 402359

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